It's Payback Time
It's Payback Time
A Guide to Student Loan Repayment
About the Book
When I graduated from college with $30,000 in student loan debt, I knew there was no way I could afford to pay the monthly payment on my recent grad salary. This book provides insight into the tools and techniques I used to minimize my monthy payment to $91.
As the 6 month grace period comes to an end for the class of 2012, this no-non sesne, no numbers, book provides all the necessary information to leverage your limited income as a recent grad. Readers will walk away knowing how to find their student loans, what their options and rights are, and how to strategically design a repayment plan that works for thier budget.
About the Author
Table of Contents
- Introduction
- How You Acquired Student Loans
- The Two Loan Sectors
- Federal Student Loans
- Finding Your Federal Student Loans
- Repayment of Federal Student Loans
- Income Based Repayment Option
- The Benefits of IBRO
- Applying for IBRO
- Why You Shouldn’t Consolidate Federal Loans
- Private Student Loans
- Finding Private Student Loans
- Repaying Private Student Loans
- How to Lower Your Interest Rates
- Why You Should Consolidate Your Private Loans
- Other Repayment Options
- The Silver Lining
- Conclusion
- About The Author
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