[{"_1":2,"_67":-5,"_68":-5},"loaderData",{"_3":4,"_37":38,"_65":-5,"_66":-5},"root",{"_5":-5,"_6":-5,"_7":8,"_22":-5,"_23":24,"_25":26,"_29":30,"_35":36},"user","shoppingCartId","shoppingCart",{"_9":10,"_11":12,"_13":14,"_15":16,"_17":18,"_19":20,"_21":14},"id","no-cart","count",0,"free",true,"updatedAt","2026-02-01T16:14:49.972Z","paymentGateway","STRIPE","cartItems",[],"loading","toast","locale","en","constants",{"_27":28},"paypalClientId","AX53Cwz8jR6rVVzzZiZNWWXl0dGagi-GZrjG-S3Ua14E5nrKMn7DxDQ730O4R8LusLPp49ALn6aRVaEy","publishers",{"_31":32,"_33":34},"companies",[],"universities",[],"needsLocaleCookieSync",false,"routes/_store+/_readers+/email_author.$slug/route",{"_39":40,"_64":-5},"book",{"_9":41,"_42":43,"_44":45,"_46":47,"_48":49,"_50":51},"Z2lkOi8vbGVhbnB1Yi9TdG9yZTo6Qm9va1Byb2R1Y3QvMTgyMDQ","title","4thWay's Intelligent Peer-to-Peer Lending Strategies","state","retired","contactAuthorMethod","email","aboutText","

Peer-to-peer lending is a new way to invest your money. By lending your money to people, businesses, buy-to-let landlords and others, you can expect much higher reward than savings accounts, but lower risk (on average) than the stock market.

Peer-to-peer lending appears straightforward and simple and for the most part it is. But if you're not prepared and looking for the right signs, disaster will eventually strike.

Neil Faulkner, co-founder of 4thWay®, the peer-to-peer lending risk-ratings agency, brings his near 20 years investing experience and research into this new industry, by showing you some simple (and not so simple) strategies for making much more money, much more safely through P2P lending.

The strategies in the book are supported by research from other investors at 4thWay® and from 4thWay's risk-modelling professionals.

The entire last part of the book tells you customised strategies for each of the individual P2P lending websites out there.

4thWay® provides calculated risk ratings, detailed and accurate comparison tables, expert research, comprehensive guides and candid tips for individual lenders.

For institutional investors and peer-to-peer lending platforms, 4thWay's founder and six risk modellers, with over 100 years experience between them, are available to provide bespoke research and risk modelling. 4thWay also provides detailed reports and data.

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