Money for Something
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Money for Something

A Handy Field Guide for Turning Small Investments into Financial Freedom

About the Book


It’s a simple and easy-to-read guide explaining why you should be investing, what you can achieve through investing, and describing a specific plan anyone can implement.


  • Why everyone should be investing, including you.
  • How to view wealth in terms of financial freedom.
  • The twelve simple, but powerful fundamentals of investing, that have worked for generations.
  • How to create an investment plan.
  • How to side-step fees and avoid the common pitfalls.
  • A step-by-step process to implement your plan, wherever you live.


“Brilliant clear-headed quick explanation of everything a non-investor needs to know. Don’t delay getting this book, and doing what it says. It will only take you an hour to read, and an hour to put into action. Then you’ll be making passive investments, instead of saying ‘someday...’”

Derek Sivers, Founder of CD Baby, three-time TED speaker

“Investing isn’t rocket science, despite what the alchemists of the financial industry would like you to believe. Matt shows you in simple steps how to build a no-frills portfolio using basic concepts anyone can understand. It’s not going to make you a millionaire overnight — but almost nothing that's legal will! Instead, you’ll learn how to side-step the fees, stop acting like a day trader, and reap the power of compound interest. Get to it.”

David Heinemeier Hansson, Partner at 37signals & author of New York Times bestseller, REWORK

“Money for Something blends real-world advice with illustrations to create a fun to read and easy to understand financial book, unlike any you’ve ever read before.”

Mike Rohde , Illustrator of New York Times bestseller, REWORK

“A concise and sensible primer to investing.”

Michael Tsai , Owner C-Command software & MIT alumnus

“This book provides compelling, pragmatic, no-gimmick, easy-to-follow tips to empower anyone to maximize their retirement savings to the extent that they can afford. It’s a must-read for any young person who is just starting their career.”

Philip Guo, Software engineer at Google & Stanford Ph.D.

“Money for Something is a wonderful quick read that explains investing for your future in a simple and safe way. The advice in this book will allow anyone to save and grow their hard-earned money with great results!”

Craig Rowland, Author of The Permanent Portfolio

Visit the book website at

About the Author

Matt Henderson
Matt Henderson

I grew up in Duluth, Georgia, and studied electrical engineering at the Georgia Institute of Technology. With an interest in Europe—and a Spanish girlfriend—I did my graduate work at Georgia Tech’s campus in Metz, France.

I started my career at the European Space Agency in Germany, and in 1997 founded an engineering company there called Makalu Aerospace.

In 2000, I started a second company called Makalu Interactive that has designed and built products for brands like Google, Virgin America, and Catalog Choice.

Today I live on the southern coast of Spain, enjoying the warm climate, friendly people and amazing diversity of the Andalucia region.

Starting my own companies was possible due to the investment principles I had learned over two decades ago. Those same principles are available to anyone, and are what I teach in this new book.

I hope you enjoy Money for Something.

Table of Contents

  • Introduction
  • Who is this guide for?
  • What is financial freedom?
  • Compounding returns
  • Asset classes
  • Risk & return
  • Investment period
  • Diversification
  • Asset allocation
  • Rebalancing
  • Passive investments
  • The tyranny of costs
  • Exchange Traded Funds
  • Implementing the plan
  • Stay the course
  • Summary
  • Final thoughts
  • Teach a man to fish
  • References
  • About the author
  • Acknowledgements
  • Copyright

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