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About the Book
IDENTITY THEFT and IDENTITY FRAUD are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain.
In public places, for example, criminals may engage in shoulder surfing (watching you from a nearby location as you punch in your telephone calling card number or credit card number) or listen in on your conversation if you give your credit card number over the telephone.
If you receive applications for pre-approved credit cards in the mail, but discard them without tearing up the enclosed materials, criminals may retrieve them and try to activate the cards for their use without your knowledge. Also, if your mail is delivered to a place where others have ready access to it, criminals may simply intercept and redirect your mail to another location.
Many people respond to spam (unsolicited email) that promises them some benefit but requests identifying data, without realizing that in many cases the requester has no intention of keeping his promise. In some cases, criminals reportedly have used computer technology to steal large amounts of personal data.
If you're dealing with Tax Identity Theft, Medical Identity Theft, or Child Identity Theft, read the chapter entitled SPECIAL FORMS OF IDENTITY THEFT. If you have had personal or financial information lost or stolen, refer to the chapter entitled DATA BREACHES AND LOST OR STOLEN INFORMATION. The TABLE OF CONTENTS includes the following:
· ABOUT IDENTITY THEFT
· WHAT TO DO RIGHT AWAY
· WHAT TO DO NEXT
· OTHER POSSIBLE STEPS
· STEPS FOR CERTAIN ACCOUNTS
· SPECIAL TYPES OF IDENTITY THEFT
· SAMPLE LETTERS AND SAMPLE NOTICE
· KNOW YOUR RIGHTS
· DATA BREECHES AND LOST OR STOLEN INFORMATION
· NEED ADDITIONAL INFORMATION?
· ANNUAL CREDIT REPORT REQUEST FORM
If someone is using your personal or financial information to make purchases, receive benefits, file taxes, or commit fraud, that's identity theft!
Don’t despair! Get your life back! IDENTITY THEFT – Your Plan For Recovery will guide you, step-by-step, through the recovery process.
About the Author
Cotter Bass is an 84 year-old retired architect/writer/photographer. Cotter and his wife Violet have been married for more than 60 years and currently reside in Greenwood, Indiana. Having raised two sons and one daughter, they and are proud grandparents of eight grandchildren. Cotter enjoys the outdoors, especially fishing and golf. In addition to writing, much of Cotter's time is spent in the pursuit of trout and bass, playing golf, and photography.
Cotter has been writing for more than 50 years. The majority of his early work targeted fishing and related outdoor subjects. Cotter penned angling columns for several regional newspapers and eventually secured a monthly trout column with the angling publication FishingPA.
KILLING FIELDS OF WORLD WAR I, ECHOES of SLAVERY - Volume I, ECHOES of SLAVERY - Volume II, FUDGE!, IDENTITY THEFT, How To Start Your Own Profitable HOME-BASED BUSINESS, ANTI-CRIME MEASURES, BEST GOLF TIP EVER, FRAUD PROTECTION FOR SENIORS, THE BARLOW BOYS MEET THE ALLAGASH GHOST, and The Treasure Hunter's Field Guide To INDIANA'S LOST & BURIED TREASURE are some of Cotter’s published works. In addition to Volumes I and III of the KILLING FIELDS TRILOGY, Cotter is presently working on a collection of Civil War soldier's letters entitled DEAR MOTHER. His latest book, REMEMBERING SLAVERY, is complete and available for review and purchase.
Visit Cotter's blog at https://cotterbass.home.blog