COMPLETE GUIDE TO PROTECTING YOUR LOAN PORTFOLIO
$150.00
Minimum price
$199.99
Suggested price
COMPLETE GUIDE TO PROTECTING YOUR LOAN PORTFOLIO
About the Book
About the Author
Table of Contents
-
- DESCRIPTION
- ABOUT THE AUTHOR
- PREFACE
- INTRODUCTION
-
CHAPTER 1
- 1.01 General
- 1.02 Policy Exceptions
- 1.03 Problem Loan Evidence
- 1.04 Independent Loan and Audit Reviews
- 1.05 Evaluating the Risk
- 1.06 Problem Loans
- 1.07 Financial Reviews
- 1.08 Follow – Up Approach in Protecting Loan Portfolios
- 1.09 Formal Commitment Agreements
- 1.10 Contractors
- 1.11 Warning Signs
- 1.12 Electronic Systems Use
- 1.13 Compliance Checks
- 1.14 Miscellaneous Problem Loans
- 1.15 Indirect Loans
- 1.16 Floor Plan Arrangements
- 1.17 Conditional Sales Contracts and Lease Financing
- 1.18 Business Problems
- 1.19 Follow – Up after Problem Loan Identification
- 1.20 Government Oversight
- 1.21 Examination Grading Changes
- 1.22 Different Responsibility of Support Staff
- 1.23 Loan Default Provisions
- 1.24 Remedial Action Once a Problem is Detected
- 1.25 Other Problem Loan Considerations
- 1.26 Handling Commercial Loan Delinquencies
- 1.27 Handling Installment Loan Delinquencies
- 1.28 Problem Loan Committees
- 1.29 Nonaccrual Loan Status
-
CHAPTER 2
- 2.01 Introduction
- 2.02 Priority Collateral Position
- 2.03 Collateral Perfection
- 2.04 The Debtor and Taxing Authorities
- 2.05 Environmental Concerns
- 2.06 Collateral Oversight
- 2.07 Guarantors and Endorsements
- 2.08 Control of Collateral
-
CHAPTER 3
- 3.01 Introduction
- 3.02 Alternate Debt Financing
- 3.03 Obtaining Additional Collateral
- 3.04 Debt Repayment Plan
- 3.05 Restructured Loans
- 3.06 FASB 114 – Loan Impairment
- 3.07 Action Plans
- 3.08 The Function of the Problem Loan Specialist
- 3.09 Loan Officer and Bank Attitudes
- 3.10 Determining the Bank’s Collateral Position
- 3.11 Third-Party Collateral, Guarantees, and Subordinations
- 3.12 Planning the Workout
- 3.13 Dealing with Guarantors
- 3.14 Borrower and Guarantor Judgment and Recordation Arrangements
- 3.15 Recommendations on Handling the Workout
- 3.16 Advancing New Money
- 3.17 Solvency of the Borrower
-
CHAPTER 4
- 4.01 Introduction
- 4.02 Foreclosure
- 4.03 FASB Accounting Treatment
- 4.04 Capitalization of Interest
- 4.05 Accounting for Troubled Commercial and Industrial and Real Estate Debt Restructures
- 4.06 CASH-BASIS INTEREST RECOGNITION
-
CHAPTER 5
- 5.01 Introduction
- 5.02 Improper Control
- 5.03 Termination of Credit under Discretionary Lending or Due on Demand Provisions
- 5.04 Liability Arising From a “Special Relationship”
- 5.05 Environmental Liability
- 5.06 Further Underlying Concerns and Protective Initiatives
-
Chapter 6
- 6.01 Introduction
- 6.02 Standstill or Moratorium Agreements
- 6.03 Potential Bank Violations– Reasonable Care Standards
- 6.04 The Deceptive Trade Practices (DTP) Act
- 6.05 Fraudulent (Knowing) or Negligent Misrepresentations
- 6.06 Violations of State Consumer Codes, Insurance Laws, Deceptive Practices, and the Consumer Protection Agency (Bureau):
- 6.07 Other Potential Violations
- 6.08 Damages and Penalties
-
CHAPTER 7
- 7.01 Introduction
- 7.02 Precautions
- 7.03 Setting off Accounts
- 7.04 Action against Personal Property after Default
- 7.05 Post Foreclosure Considerations
- 7.06 Lessons to Learn In Preventing and Collecting Problems Loans
- 7.07 General Procedures in Maintaining Safe Loans
- 7.08 Use of Attorneys
-
CHAPTER 8
- 8.01 Introduction
- 8.02 Defaults in Security Agreements
- 8.03 Repossessions and Collateral Sales
-
CHAPTER 9
- 9.01 Introduction
- 9.02 Conducting the Sale
- 9.03 Determining the Sales Price
-
CHAPTER 10
- 10.1 Introduction
- 10.02 Preparing For Foreclosure
- 10.3 Real Estate Sales
-
CHAPTER 11
- 11.01 Introduction
- 11.02 Setting Off Before Bankruptcy
- 11.03 Business Accounts
- 11.04 Floating Lien Collateral Improvement Tests
- 11.05 Other Control Issues
- 11.06 Bulk Sales
- 11.07 The Basics
- 11.08 The Bankruptcy Court System
- 11.09 Commencement of the Case
- 11.10 The Chapters of Bankruptcy
- 11.11 Conversations of Cases from One Chapter to Another
- 11.12 Adversary Procedures and Contested Matters
- 11.13 Executory Contracts
- 11.14 Contractor Bankruptcies
- 11.15 Conclusion
-
CHAPTER 12
- 12.01 Introduction
- 12.2 Automatic Stay Prohibitions
- 12.3 Particular Problems of Right of Setoff
- 12.4 Exceptions To The Automatic Stay
- 12.5 Obtaining Relief from the Automatic Stay
- 12.6 Modification for Cause
- 12.7 No Equity/No Plan
- 12.8 Living with the Automatic Stay
-
CHAPTER 13
- 13.1 Introduction
- 13.2 Proof of Claim Process
- 13.03 Transfer of Claims
- 13.04 Priority among Claims
- 13.05 Bifurcated Claims of Under Secured Creditors
- 13.06 Valuation and Estimation of Claims
-
CHAPTER 14
- 14.01 Introduction
- 14.02 Preferences
- 14.3 Defenses to Preference Actions
- 14.04 Fraudulent Transfers and Conveyances
-
CHAPTER 15
- 15.01 Introduction
- 15.02 The Rules Following Bankruptcy
- 15.03 Conclusion
-
CHAPTER 16
- 16.01 Introduction
- 16.02 Court Authorized Borrowing
- 16.03 Use of Cash Collateral
-
CHAPTER 17
- 17.01 Introduction
- 17.02 Prefiling Considerations
- 17.03 First Day Problems
- 17.04 Preliminary Disputes
- 17.05 Moving Towards a Plan
- 17.06 Creditors’ Committees in Chapter 11
- 17.07 The Confirmation Process
-
CHAPTER 18
- 18.01 Introduction
- 18.02 Prefiling Considerations
- 18.03 Initial Steps after the Filing
- 18.04 Seeking Stay Relief
- 18.05 Plan Negotiations
- 18.06 Special Real Estate Considerations for the Lender
- 18.07 Disclosure Statement Litigation
- 18.08 Dealing with Valuation Questions
- 18.09 Plan Issues
- 18.10 The Section 1111(b) Election
- 18.11 Conclusion
- CHAPTER 19
- 19.01 Introduction
- 19.02 From Filing to Confirmation
- 19.03 Conclusion
-
CHAPTER 20
- 20.01 Introduction
- 20.02 Initial Steps
- 20.03 Recovery of Collateral
- 20.04 First Meeting of Creditors
- 20.05 Challenging Elimination Claims by an Individual Debtor
- 20.06 Later Acquired Property of Individual Debtors
- 20.07 Dischargeability of Debts and Discharge Objectives
- 20.08 Reaffirmation
- 20.09 Conclusion
-
CHAPTER 21
- 21.01 General
- 21.02 Additional Requirements
- 21.03 Control Register
- 21.04 Reclamation (Charge-Off/Recovery) Department/Section
- 21.05 Trustees: They Only Communicate In Writing
- 21.06 Income and Expense Savings Opportunities
- 21.07 Departmental Management, Staffing, and Expense
- 21.08 Charge-Off/Recovery Policies and Procedures
- 21.09 Use of Attorneys
- 21.10 Purging Procedures
- 21.11 Follow-Up to Bankruptcy Procedures
- 21.12 Fair Debt Collection Practices Act
The Leanpub 60 Day 100% Happiness Guarantee
Within 60 days of purchase you can get a 100% refund on any Leanpub purchase, in two clicks.
Now, this is technically risky for us, since you'll have the book or course files either way. But we're so confident in our products and services, and in our authors and readers, that we're happy to offer a full money back guarantee for everything we sell.
You can only find out how good something is by trying it, and because of our 100% money back guarantee there's literally no risk to do so!
So, there's no reason not to click the Add to Cart button, is there?
See full terms...
Earn $8 on a $10 Purchase, and $16 on a $20 Purchase
We pay 80% royalties on purchases of $7.99 or more, and 80% royalties minus a 50 cent flat fee on purchases between $0.99 and $7.98. You earn $8 on a $10 sale, and $16 on a $20 sale. So, if we sell 5000 non-refunded copies of your book for $20, you'll earn $80,000.
(Yes, some authors have already earned much more than that on Leanpub.)
In fact, authors have earnedover $14 millionwriting, publishing and selling on Leanpub.
Learn more about writing on Leanpub
Free Updates. DRM Free.
If you buy a Leanpub book, you get free updates for as long as the author updates the book! Many authors use Leanpub to publish their books in-progress, while they are writing them. All readers get free updates, regardless of when they bought the book or how much they paid (including free).
Most Leanpub books are available in PDF (for computers) and EPUB (for phones, tablets and Kindle). The formats that a book includes are shown at the top right corner of this page.
Finally, Leanpub books don't have any DRM copy-protection nonsense, so you can easily read them on any supported device.
Learn more about Leanpub's ebook formats and where to read them
