4thWay's Intelligent Peer-to-Peer Lending Strategies

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4thWay's Intelligent Peer-to-Peer Lending Strategies

About the Book

Peer-to-peer lending is a new way to invest your money. By lending your money to people, businesses, buy-to-let landlords and others, you can expect much higher reward than savings accounts, but lower risk (on average) than the stock market.

Peer-to-peer lending appears straightforward and simple and for the most part it is. But if you're not prepared and looking for the right signs, disaster will eventually strike.

Neil Faulkner, co-founder of 4thWay®, the peer-to-peer lending risk-ratings agency, brings his near 20 years investing experience and research into this new industry, by showing you some simple (and not so simple) strategies for making much more money, much more safely through P2P lending.

The strategies in the book are supported by research from other investors at 4thWay® and from 4thWay's risk-modelling professionals.

The entire last part of the book tells you customised strategies for each of the individual P2P lending websites out there.

4thWay® provides calculated risk ratings, detailed and accurate comparison tables, expert research, comprehensive guides and candid tips for individual lenders.

For institutional investors and peer-to-peer lending platforms, 4thWay's founder and six risk modellers, with over 100 years experience between them, are available to provide bespoke research and risk modelling. 4thWay also provides detailed reports and data.

About the Author

Anonymous
Neil Faulkner, co-founder, 4thWay®

Neil Faulkner, co-founder risk-ratings agency, 4thWay®.

Formerly a financial journalist and a spokesperson for The Motley Fool, he brings his near 20 years investing experience and research into this new industry.

The strategies in the book are supported by research from other investors at 4thWay® and from 4thWay's risk-modelling professionals.

Table of Contents

    • Why P2P lending could be for you
      • How P2P lending works
      • What interest can you expect to earn
      • How P2P lending websites control the risks
      • Types of P2P lending
    • Bring out the sceptic in you
    • The investment that’s better than P2P lending
      • P2P is not the only great investment
      • Great investments for all to consider
      • Peer-to-peer lending lower risk than stocks?
      • How much to put in each type of investment
      • So what’s the best investment?
    • How much to invest in peer-to-peer lending
      • Straight 50/50 split
      • One size doesn’t quite fit all
  • P2P lending strategy by P2P lending website
    • RateSetter
      • Lend using the market rate
      • Boosting your interest
      • Watch the rates
      • Choosing your minimum interest rate
      • Spreading your money around
      • Slice up your loans
      • Lend over several weeks
      • Risk watching
      • Selling your loans
    • Funding Circle
      • Funding Circle lending strategy: five borrower grades
      • Funding Circle risks and interest rates
      • Only lend higher up the risk scale when its justifiable
      • Funding Circle’s auto-bid facility can be useful
      • Auto-bid, not auto-pilot!
      • Lowering your risks
      • Boosting your interest
      • Funding Circle property loans
      • Buying second hand
      • Making a quick profit
      • Selling loan parts

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