4thWay's Intelligent Peer-to-Peer Lending Strategies
4thWay's Intelligent Peer-to-Peer Lending Strategies
About the Book
Peer-to-peer lending is a new way to invest your money. By lending your money to people, businesses, buy-to-let landlords and others, you can expect much higher reward than savings accounts, but lower risk (on average) than the stock market.
Peer-to-peer lending appears straightforward and simple and for the most part it is. But if you're not prepared and looking for the right signs, disaster will eventually strike.
Neil Faulkner, co-founder of 4thWay®, the peer-to-peer lending risk-ratings agency, brings his near 20 years investing experience and research into this new industry, by showing you some simple (and not so simple) strategies for making much more money, much more safely through P2P lending.
The strategies in the book are supported by research from other investors at 4thWay® and from 4thWay's risk-modelling professionals.
The entire last part of the book tells you customised strategies for each of the individual P2P lending websites out there.
4thWay® provides calculated risk ratings, detailed and accurate comparison tables, expert research, comprehensive guides and candid tips for individual lenders.
For institutional investors and peer-to-peer lending platforms, 4thWay's founder and six risk modellers, with over 100 years experience between them, are available to provide bespoke research and risk modelling. 4thWay also provides detailed reports and data.
Table of Contents
-
-
Why P2P lending could be for you
- How P2P lending works
- What interest can you expect to earn
- How P2P lending websites control the risks
- Types of P2P lending
- Bring out the sceptic in you
-
The investment that’s better than P2P lending
- P2P is not the only great investment
- Great investments for all to consider
- Peer-to-peer lending lower risk than stocks?
- How much to put in each type of investment
- So what’s the best investment?
-
How much to invest in peer-to-peer lending
- Straight 50/50 split
- One size doesn’t quite fit all
-
Why P2P lending could be for you
-
P2P lending strategy by P2P lending website
-
RateSetter
- Lend using the market rate
- Boosting your interest
- Watch the rates
- Choosing your minimum interest rate
- Spreading your money around
- Slice up your loans
- Lend over several weeks
- Risk watching
- Selling your loans
-
Funding Circle
- Funding Circle lending strategy: five borrower grades
- Funding Circle risks and interest rates
- Only lend higher up the risk scale when its justifiable
- Funding Circle’s auto-bid facility can be useful
- Auto-bid, not auto-pilot!
- Lowering your risks
- Boosting your interest
- Funding Circle property loans
- Buying second hand
- Making a quick profit
- Selling loan parts
-
RateSetter
The Leanpub 60 Day 100% Happiness Guarantee
Within 60 days of purchase you can get a 100% refund on any Leanpub purchase, in two clicks.
Now, this is technically risky for us, since you'll have the book or course files either way. But we're so confident in our products and services, and in our authors and readers, that we're happy to offer a full money back guarantee for everything we sell.
You can only find out how good something is by trying it, and because of our 100% money back guarantee there's literally no risk to do so!
So, there's no reason not to click the Add to Cart button, is there?
See full terms...
Earn $8 on a $10 Purchase, and $16 on a $20 Purchase
We pay 80% royalties on purchases of $7.99 or more, and 80% royalties minus a 50 cent flat fee on purchases between $0.99 and $7.98. You earn $8 on a $10 sale, and $16 on a $20 sale. So, if we sell 5000 non-refunded copies of your book for $20, you'll earn $80,000.
(Yes, some authors have already earned much more than that on Leanpub.)
In fact, authors have earnedover $13 millionwriting, publishing and selling on Leanpub.
Learn more about writing on Leanpub
Free Updates. DRM Free.
If you buy a Leanpub book, you get free updates for as long as the author updates the book! Many authors use Leanpub to publish their books in-progress, while they are writing them. All readers get free updates, regardless of when they bought the book or how much they paid (including free).
Most Leanpub books are available in PDF (for computers) and EPUB (for phones, tablets and Kindle). The formats that a book includes are shown at the top right corner of this page.
Finally, Leanpub books don't have any DRM copy-protection nonsense, so you can easily read them on any supported device.
Learn more about Leanpub's ebook formats and where to read them